
Living expenses in Malta
Malta offers a high standard of living with a Mediterranean lifestyle, making it an attractive destination for expatriates, students, and retirees. Understanding the cost of living is essential for effective budgeting and planning.
Accommodation
-
Single Person: Renting a one-bedroom apartment in the city center typically costs between €800 and €1,200 per month.
-
Family of Four: Larger apartments or houses can range from €1,300 to €1,800 monthly.
Utilities
-
Basic Utilities: Electricity, heating, cooling, water, and garbage services average around €80 to €150 per month.
-
Internet and Mobile: Combined costs for internet and mobile services are approximately €35 to €55 monthly.
Groceries
-
Monthly Grocery Bill: A single person can expect to spend between €220 and €300 per month on groceries.
-
Family of Four: Grocery expenses can range from €600 to €1,000 monthly.
Transportation
-
Public Transport: A monthly pass for public transportation costs approximately €30 to €40.
-
Private Car: Owning and operating a car involves additional expenses such as insurance, fuel, and maintenance.
Healthcare
-
Public Healthcare: Malta provides high-quality public healthcare services, which are free for residents.
-
Private Health Insurance: For those opting for private healthcare, insurance premiums range from €100 to €200per month.
Monthly Budget Overview
| Category | Single Person (€) | Family of Four (€) |
|---|---|---|
| Rent | 800 – 1,200 | 1,300 – 1,800 |
| Utilities | 80 – 150 | 150 – 250 |
| Groceries | 220 – 300 | 600 – 1,000 |
| Transportation | 30 – 40 | 60 – 100 |
| Healthcare | 50 – 100 | 150 – 300 |
| Total | 1,180 – 1,790 | 2,160 – 3,450 |
Note: These are estimated ranges and actual expenses may vary based on lifestyle and specific circumstances.
Additional Considerations
-
Dining Out: Meals at inexpensive restaurants typically cost between €15 and €25.
-
Entertainment: Leisure activities and entertainment expenses can vary widely, with costs ranging from €100 to €300 per month.
-
Education: International schools charge approximately €8,200 per year.





